Loan Amount:
$100,000 to $1,500,000

Loan Purpose:
• Purchase
• Rate & Term Refinance
• Cash Out Refinance

Minimum FICO:
680

Maximum Loan:
70% LTV

Prepayment Penalty/Buyout:
• 3-2-1
(3% in 1st year, 2% in 2nd year, 1% in 3rd year)
• 2% discount to waive prepay penalty

ARM Index:
6 Month LIBOR